Since the end of the Cold War, the speed and scope of change has been breathtaking. The last twenty years have left nothing untouched: how we work, how we consume, how we travel, how we relate to each other, the reasons we empathise, the issues that scare us have all been transformed. And most of these changes have caught us by surprise. The global financial crisis is only the latest in a series of events which have shaken our convictions and belief systems. For the first time in Europe's recent history there is widespread fear that today’s children will be less well off than their parents’ generation. Today, we live an age of insecurity.